6 Questions to Ask Before Launching Your Boat this Summer
Heading out on the lake with your boat or hitting the waves on your jet-ski this summer? Having the right insurance coverage ensures that your recreational time is worry-free. These seasonal assets are valuable, and so is the protection that surrounds them.
Use B1's handy checklist to make sure you are fully protected and ready for the water:
Is my current boat or personal watercraft insurance policy active and up to date?
Check for expiration dates, correct vessel details, and appropriate coverage limits.
Do I have sufficient liability coverage in case someone is injured or another boat is damaged?
Consider your guest usage, marina requirements, and your financial exposure.
Does my policy include towing assistance and wreckage removal?
These costs can be significant if not included in your plan.
Is all onboard equipment (like fishing gear, GPS, and trailers) covered?
Many standard policies exclude or cap personal property.
Am I covered in all the states or waterways where I plan to travel?
Some policies have geographic limitations or exclusions.
Have I updated coverage for storage and off-season use?
Adjust your policy for the off-season to avoid overpaying when the boat is not in use.
Whether you're casting off in Cape Cod Bay, boating on Lake Winnipesaukee, or jet-skiing along the shores of Narragansett, make sure your seasonal coverage is ready when you are.
Get in touch with B1 Insurance today for a quick, personalized review of your recreational insurance needs.
